Jason Bergen-Money Concepts

-Graduated from Sardis secondary in 91
-Went to UFV for soccer
-Wanted to become a weatherman
-Went to collage for about a year and a half
-Worked for his fathers business since he was 12
-Started out as a bank (credit Union) teller in 92
-Used Credit Union to get an education
-Moved for shuswap and worked in Salmon Arm
-Worked at insurance company
-Didn't like what he did because of the stress
-His advice is to always be nice to everyone in high school because you could interact with them later on in life
-Grew his business in Salmon Arm
-Moved back to Chilliwack from Salmon Arm area
-Hired people to do his paper work and he sees the clients
-Jack Nicklaus "the Golden Bear"
-Jack would always imagine his shot before he took it (Set goals)
-"A goal without a plan of action is just a daydream"
-Everyone Fails so just pick yourself up and try again (you only learn from your mistakes)
-Rule of 72 start investing young
-Let your money work for you.
-you have to get your goals in life
Physical Goal:
go up 10 pounds on bench
Run all the way up Teapot Hill
Financial Goal:
Save up 6000 dollars
Educational Goal
Get B's and A's on report card
Dream Goal
Become a Millionaire
You have to reward yourself with your business

Sir Ken Robenson

-The future is unpredictable
-The school system just focuses on the academic side of life but not at all of the financial or other parts
-School are making mistakes a horrible thing but, its the opposite, we only learn from our mistakes
-the outcome of the school system is to be university professors
-Creativity is the same importantance then literacy
-when you get older you get more scared of failure
-use the gift our imagination more then our academic knowledge
What could we do ti personalize education to meet your needs?
We could personalize peoples requirements by changing the corses to meet everyones needs, such as not making academic corses as a requirement and making what your interest as a requirement.

Sam Walton

-Sold everything cheaper then everyone else -Married at 18
-Had kids 3 years later
-Earned the largest fortune in America
-joined boy scouts when we was a child
-had the classic leadership resume
-went to work full time at J.C Penny's when he was young (Retail work)
-joined the army but, declined cause of a heart difficulty, so was posted in at home reserves
-his dad worked for a forecloser company
-with a $20,000 loan and $5,000 we created a store
-always beat his competitors with his prices
-was a partner with his little brother "Bud"
-just over 10 years he had 10 different stores
-bought a plane for visiting his other stores
-bought items from manufactures and sold them in big amounts
-ask the manufactures to give a discount so he could get more sales which would increase sales of manufactures
-made 1million dollars from the first year
-opening stores about 100 a year
-He was dianosed with bone cancer
-1992 he died right after his 74th birthday

Mr.Todds Pies

-Mr.Todds pie factory
-Sells 3000 pies a day
-makes $850,000 a year
-He ended up selling half the comany
-He is willing to give up the business

Bad service Experiences

-One time at the movie theater the movie completely stopped for 20minutes and they wouldn't give me a refund for my ticket because i didn't have my receipt on me.
-Other times I had problems with thing but, I
 was given good service to make up for mistakes

Steve Brower

-Born and lived in Nigeria
-Parents were teachers
-Went to university in Michigan for being a teacher but, dropped it for entrepeurship classes
-Has 2 kids
-Went to a recruiter downtown Vancouver.
-Within 2 weeks he had become a recruiter (in 2months was top in Canada)
-Recruiter for 12 years commuted to Vancouver from Chilliwack
-Learned how to be a sales manager
-Took his coarse for a mortgage broker
- Became a Mortgage broker in Chilliwack (home based)
-2nd year he started his business
-3rd year hired another mortgage broker for his business
-last week hired his 11th broker
-Broker is- The relationship with the people and gets broker fee from the bank that the people decide to use
-Paid by the lender
-Helps find the best product for customer
-Bought another company in Abbosford
-Nominated top 5 Canadian mortgage broker
To Be Successful in Business
1) Hard work/Stay Positive (find your passion)
2) Never Give up / Mistakes are OK
3) Listen
4) 24 hour time rule
5) Technology/ systems
6) Customer Loyalty (Build a relationship with client)
7)Learn To Sell ( learn how to handle objection)
8)Courteous / Try to Help
9) Planning (throw out a goal that is very high)
10) Don't procrastinate
11)Surround yourself with good people (don't be afraid to hire someone smarter then you)
12)Family and Friends
13)Count your blessings
14)Learn!! (read magazines)

Bill Gates

-Creator of the company Microsoft.
-He was born into a fairly wealthy family but, wanted to make his own self made money\
-he created a small program for computers with his business partner Paul Allan which made a profit of 20,000
-He formed a partnership with IBM (made computers) and Bill let them install his software (Microsoft) and every copy sold Bill would make a profit
-Attended Harvard university when dropped out because of his great idea of his Microsoft software.
-Still today is the powerhouse of computer software along with apple

Canada's Top 100 Employers

1)BC hydro
-the physical workplace is above average.
-Work atmosphere was rated very good
-financial benefits are above average. A possible year end bonus of  $40,000
-Vacation time is also rated very good

2) Goldcorp Inc.
-helps employees save for retirement with generous matching RSP contributions
-depending on their position, some employees receive parental leave top-up payments (to 80% of salary for 20 weeks) for new mothers, fathers and adoptive parents
-gives employees three weeks of paid vacation to start, moving to four weeks after just three years on-the-job
-lets employees share in the fruits of their labours through a share-purchase plan and year-end bonuses for all employees
 
3) Nintendo of Canada

-helps employees save for retirement with contributions to a matching RSP plan

-provides employees with five paid days off during the Christmas break, in addition to paid vacation allowance

-offers maternity leave top-up (to 100% for 16 weeks) for new mothers

-encourages employee wellness with free memberships to an onsite fitness facility, that also offers onsite yoga classes

Business Ideas

-Lawn business
-Errand business
-House Sitting
-

Dave Thomas

-He was adopted
-Borned in Atlantic city
-Founder of Wendy's
-Mother died when he was 5 years old
-Also willing to work harder
-Served in the military as a cook
-Had 4 children in 6 years
-In the mid-1950s, Kentucky Fried Chicken founder Harland Sanders came to Fort Wayne to find restaurateurs with established businesses in order to try to sell KFC franchises to them
-In the first 6 years there where 100 Wendy's  restaurants
-Dave Thomas created Drive -Thrus
-Thomas opened his first Wendy's in Columbus, Ohio, in 1969. (This original restaurant would remain operational until March 2, 2007, when it was closed due to lagging sales.) Thomas named the restaurant after his eight-year-old daughter Melinda Lou, whose nickname was Wendy, stemming from the child's inability to say her own name at a young age.
-Thomas, who considered ending his schooling the greatest mistake of his life, did not graduate from high school until 1993 when he obtained a GED

Mike Kind

Good entrepreneur Sites
Vator.tv
youngentrepreneur.com
Shanghaidaily.com
wallstreetjournal.com

4 thing to focus your mind on
-Fear of failure
-key to success
-Get over this fear
eyes wide open
-opportunities will find you
Copy CAT
-Building businesses by making it better then any other
Circle of Influence
-ex. bill gates has a list of people to call for influence
-not that smart?, go to the smart people
Never Give Up

Never Stop Learning
 -average person everyday does education 1min : 50 min of entertainment
Fun
- Have fun every day

Money From Nothing

Kat Home+car service- planed on cleaning houses/washing cars made 0$

Green Enterprises- Sold coffee and muffins at lunch and worked on technical stuff such as computers made $782

Cash for Cans- Found pop cans to bring in and took in for money from bottle depo made $39.21

Auto Exp. Advertising- Planned on putting advertisements on cars to make money they made $0

JCL Golf Balls- Collected Golf Balls in ponds and such and sold them for a profit $57

Scalpin- Scalped canucks tickets

Breaktime Childcare- She Babysat kids to make money but, didnt make money

Scratch and Sniff Dog Care- Walked dogs and brang in bottles to make $604.59

Picking a Winner

What I Like to do?

Working out- Personal Trainer-Supplement store-open up a gym

playing guitar- Guitar teacher-Guitar store-music school

sleeping - Bed store

Hanging out with friends - 

Snowboarding - Snowboard shop-teach people how to snowboard

What Am i Really good at?

Guitar-Guitar teacher-Guitar store-music school

Working out -Personal Trainer-Supplement store-open up a gym

Saving money- Invest in stocks- Buy a house

Sports - Coach a team- Sports shop

Running- marathon- sell running shoes

Market need found?

Personal Training, coach, nutrition, Guitar teacher, Supplement shop